searching for a cure

I’ve got a bit of a problem these days.. and as near as I can tell it is a bad case of bankitis.

I have my “main” account at one bank, along with a pitiful and much abused RRSP account which has seen almost as much withdrawing as deposits over the last few years. I have a credit card from another bank, an account and a line of credit that was used to pay for my second degree at a completely different bank, student loans that are run through yet another financial institution (who decided that less than $200 was more than enough for a full year of post secondary tuition, books, and other costs when I decided to go back to school, forcing me to bank #3) and then ING direct, where I vainly try and hide a few dollars to “save my money”.

Not only do I get the mandatory statements in the mail from four of them telling me just how little I make, I also get constant phone calls trying to upsell me on the latest account feature, or to take out life insurance with them, or asking me to tell them how much I love paying them ridiculous fees for the honor of (temporarily) storing my money with them.
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February p/d/p theme is…

advance notice is good, so I’m posting up the theme now. This way when I forget about the actual event I can at least claim I told you all about it. not that I’m planning to forget, but things happen.

The theme is “curves”. start those hamster wheels a-turnin’ people, because with actual advance notice you have no excuses.

I kinda dropped the ball on this but there was voting going on over at the invisible man’s site, which opened shortly after the January p/d/p and just closed on the 27th. Hopefully (meaning if both the invisible man and I stay on track and organized), shortly after each p/d/p event there will be a notice to go give your 2 cents on what you would like to do for the following month.

stay tuned, true believers!

40 days and counting…

slowly but surely the date of my departure is creeping ever closer. Once it seemed quite a long way off, but 40 days? that’s nothing!

On the plus side I have made some great progress on planning in recent days.

I examined my financial situation and found it to be good to great (the great part came when I realized my estimates for food and so on were a bit high, and that I was calculating them all out in Canadian funds – huzzah for favorable exchange rates!), looked at options for accommodation (anyone been to Fiji and want to recommend a place? they all look fantabulous), made lists, and made some purchases that allowed me to make checkmarks on said lists.

I’ve still got some work to do, but narrowing down choices, making decisions and investigating options have got the ball rolling, which means that I’m able to tackle this in much more digestible chunks rather than trying to plow through the entire trip in one sitting.

So seriously… Fiji, any input here? I’ve narrowed it down to Nadi (near the airport and the coast) but there are still over 20 to choose from.

January p/d/p

The date: this Saturday, January 12th, 2008.

The Time: 8pm GMT (that is 1pm for us here in Calgary)

The theme: no theme, the removal of the ORG and subsequent disorganization made a theme seem like a minor detail this go ’round.

The converter: here

The Flickr group: here

dis-ORG-anized

At first I thought it was a New Years facelift, some inconvenient downtime for major maintenance that couldn’t take place with people constantly logging in and paging about.

Then I turned to the zeforums to discover that the little voice inside was right.. the ORG is gone.

Nobody saw it coming, and speaking for myself I had done very little in the way of external linking to so many of the people that I had on my quacker / friends list. I mean, why would I? they were already all in one convenient place, and it sure didn’t seem like it was going anywhere any time soon.
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I don’t need no stinking resolutions…

Last year I came to the realization that I believe new year’s resolutions are destined to fail. Decisions made while either really drunk or horribly hung over are rarely going to be the most practical, and in reality they last as long as the flavor in that cheap pink bubble gum you used to get with hockey cards.

doesn't that look gooooood?

Because the expectation of failure was always in the back of my head I never took resolutions very seriously.. always opting for the generic “eat better, drink less, be a better person” crap that is always so difficult to measure and say for sure whether or not they were successful. Was I a better person? I bet my friends would drunkenly agree if I were to ask them (cue sarcastic input), but it is easy to be good to friends and family. Did I eat better? I’ll be damned if I know. There are always ways to trick yourself into justifying eating crap even when you know it isn’t good for you.

As a result of this ongoing cycle of futility, last year I took a slightly different approach and set goals. As it turns out most of my goals were moderately to seriously off the mark, but the point I am trying to make is the difference I see between a goal and a resolution. In my mind goals are more of a motivation than a resolution, because it turns out that close does count in something more than just horseshoes and hand grenades. Working towards a goal is always worth the effort, because you always have something to show for it when your arbitrary deadline passes.

Did I bike 3000km in 2007? No, but I did ride more than last year (a total of 2202km, I think that was about 400km further than last year)… and even though my revised goal for 2007 didn’t get reached either (it was a damn cold November and December), I still don’t look at it as a failure. How can I view biking the equivalent of half way across the country as a failure?

did I “learn one new thing a month”? If I had to sit down and say what I learned and when I’d likely run out of big stuff before I run out of months, but I’d like to think I could cross this one off as complete. There are some things I wanted to learn but couldn’t find the time or motivation to sit down and give them the time I know they would require.. but there is always this year.

There were other goals set, but I won’t bore you any more than is absolutely necessary. :)

I think the goals I set last year were good, and they will likely get carried forward to motivate me in 2008. I have a vague idea of some things I’d like to add to the list, but that is the beauty of goals… I don’t have to set them now. I might add one tonight, but then again it is past my bedtime so I might just leave it for a while…